FLORIDA (352today.com) – After a disaster like Hurricane Debby, FEMA becomes a source of support for people looking for financial help to recover and rebuild their lives.

If your car was damaged during the disaster and needs fixing or replacing, you might qualify for assistance from FEMA. Here are some important things to keep in mind:

Eligible expenses

FEMA provides financial support for expenses not covered by insurance or other sources. This assistance can encompass the repair or replacement of a vehicle that has been damaged by the disaster. It’s important to note that cosmetic repairs will not be covered.

Vehicle criteria

For FEMA assistance, the vehicle must no longer be operational or safe to drive due to damage caused by the disaster. Additionally, the vehicle must comply with state registration and insurance requirements and be owned or leased (not rented) by the applicant, co-applicant, or a household member. Eligible vehicle types include cars, trucks, SUVs, and vans.

Limitations

FEMA assistance is typically limited to one vehicle per household. If there is a second functional vehicle in the household, you must provide a statement demonstrating an essential need for maintaining both vehicles to support the household.

To determine your eligibility for FEMA assistance in repairing or replacing your vehicle, the following steps can be taken:

  1. Online application: Visit DisasterAssistance.gov to apply online.
  2. FEMA app: Utilize the FEMA App for convenient access to the application process.
  3. Disaster recovery center: Visit a nearby Disaster Recovery Center for in-person assistance.
  4. Phone assistance: Call 800-621-3362 to speak with a representative. Multilingual operators are available to assist you. If you use a relay service, captioned telephone, or other communication service, be sure to provide FEMA with your contact information for that service.