OCALA. FL (352today.com) – After last yearโ€™s devastating hurricane season, more Floridians are heading into 2025 feeling uneasy, and with good reason.

According to a new survey from AAA โ€“ The Auto Club Group, 28% of Florida residents say they feel more anxious about hurricane season than they did in 2024. That fear follows one of the costliest seasons on record, with over $129 billion in damages and multiple Category 5 hurricanes.

โ€œThe severity of the 2024 hurricane season was a stark reminder of how vulnerable we are to natural disasters,โ€ said Jennifer Pintacuda, President of AAAโ€™s Florida-based insurance companies.

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While 84% of Floridians say theyโ€™ve made storm season preparations, buying batteries, stocking food and water. less than a third have reviewed their insurance coverage. Pintacuda stresses that financial preparedness is just as important as physical supplies.

AAA recommends reviewing homeowner and auto insurance policies now, before a storm is on the radar. Coverage changes are often restricted once a hurricane warning is issued.

Homeowners are also encouraged to understand their hurricane deductible, which can range from 1% to 5% of their homeโ€™s insured value, a potential $6,000 out-of-pocket on a $300,000 home.

In addition to insurance, AAA and the Insurance Institute for Business & Home Safety urge residents to take steps to strengthen their homes. From caulking windows to investing in hurricane shutters or impact-resistant roofing, there are options for every budget.

“Hurricanes are unpredictable,” Pintacuda said. “But your safety doesnโ€™t have to be. Taking action now allows you to face the season with confidence.”


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